Financing Your Oasis

Financing is Easy, Quick & Most of our Customers Use It!

Financing a swimming pool is an option for those who wish to install or renovate a pool but do not have the immediate funds for the entire cost. Presidential Pools & Spas partners with financing firms to offer a range of financing options designed to fit a variety of budgets and financial situations.

Typically, the financing process starts with an application that includes a credit check to determine eligibility. Depending on your credit history, you may qualify for various interest rates, loan terms, and financing amounts. It’s essential to consider the long-term costs associated with financing, including interest and any potential fees.

This can make your dream backyard an affordable reality, spreading the cost over several years rather than requiring a significant upfront investment.

Our Financing Partners

Lyon Financial

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HFS Financial

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Light Stream

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Viking Capital

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Financing FAQs

What is required to qualify?

Different programs have different requirements. With our secured loans the lenders minimum credit score requirement is 550+ and the unsecured loans require a 550+. There are other factors that determine qualification which can include debt to income ratio, residual monthly income, and credit history.

What should I look for in a loan provider?

The lending institutions that we have partnered with specialize in swimming pool financing and are good at what they do. The number one thing to keep in mind is what monthly payment is in your budget and then look at the lender that will offer the best rate and term to see if they can meet your needs.

What types of loans are available?

Most offer secured and unsecured loans. Secured loans are considered 2nd mortgages and use the home as collateral. The rates vary depending on credit scores and equity in the home, but don’t worry if you do not have a lot of equity in your home. They also offer unsecured loans, which are more of a personal loan, so the lender does not use the home as collateral.

What terms and rates are available?

The terms for the secured loans have options of 5, 10, 15 and 20 year terms depending on the lending institution. The rates can range from 4.99%-8.25% depending on term, equity and credit score. With the unsecured loan the terms are 5-20 years options. The rates for the unsecured range from 4.99% and up depending on credit score, credit history and other factors.

How long does it take to get a loan?

It can be as quick as 24 hours! This can be a bit quicker or slower depending on industry demand (the process can often be quicker, but is normally slower during swim season!) The loan process for both secured and unsecured loans fairly simple.

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Our team of experts is here to answer

any of your questions.

We created Empire Pool & Outdoor with one driving purpose —to design and build custom luxury pools and outdoor spaces that enrich home environments. Our combination of experience, imagination, white-glove service and unparalleled quality generates a seamless design and build process that goes far beyond the status quo. By aligning with your vision and expertly managing each stage of the build from start to finish, we’re able to deliver luxury pool and outdoor living environments that exceed your expectations.

Our entire team at Empire Pool & Outdoor takes great pride in working with our clients, from initial planning to budgeting to building. We look forward to offering an elite level of service unmatched throughout the industry to all our clients.

Contact Us

Our team of experts is here to answer

any of your questions.

Contact Us

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